Connecticut
A state estate tax aligned to the federal exemption since 2023, community-rated Medigap (premiums don't rise with age), the CT Paid Leave program, and a Medicaid LTC program (HUSKY C) administered through the Department of Social Services with regionalized care management.
Connecticut's state estate tax was mirrored to the federal exemption (~$13.99M per individual in 2025) effective January 1, 2023, after a multi-year phase-up. Estates above the threshold owe Connecticut estate tax on the excess at graduated rates. The Connecticut gift tax (the only state-level gift tax in the US) also applies.
Connecticut is one of only four community-rated Medigap states (with NY, MA, and VT, with WA partially). Insurers must charge the same Medigap premium to all enrollees regardless of age. The practical result: Connecticut Medigap costs more for 65-year-olds and less for 85-year-olds than in age-rated states.
Connecticut Paid Leave (CT Paid Leave), administered by the Connecticut Paid Leave Authority under Conn. Gen. Stat. §31-49e et seq., began benefits in January 2022. Eligible workers receive up to 12 weeks of paid leave per year at a sliding wage-replacement rate, including caregiver leave for a parent with a serious health condition.
Medicare in Connecticut
Community-rated Medigap, CHOICES (Connecticut's SHIP), MA market notes.
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Medicaid & LTC in Connecticut
HUSKY C, asset/income limits, Connecticut Home Care Program for Elders, look-back.
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Care Settings & Costs in CT
Among highest US costs, Managed Residential Communities, Department of Public Health licensure.
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Legal & Financial — CT
State estate & gift tax, statutory POA, Living Will, probate, homestead.
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The Caregiver's Life — CT
CT Paid Leave, no state caregiver tax credit, distance caregiving, federal tools.
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For when you don’t want to dig
Medicaid agency, Area Agency on Aging, Adult Protective Services, free Medicare counseling, legal aid, official forms, and every statute we cite. All in one page.
OCT 15 → DEC 7
Medicare Annual Enrollment Period
Compare Medicare Advantage and Part D plans. Connecticut's community-rated Medigap rules change the Original Medicare + Medigap calculation in distinctive ways.
APRIL 15
Connecticut estate tax filing
Connecticut estate-tax returns for resident decedents are due within six months of death; for non-resident decedents owning Connecticut real estate, special rules apply. Coordinate with the executor early.
ANNUAL
CT Paid Leave year
CT Paid Leave operates on a 12-month rolling-period basis. Confirm employer contributions and your own benefit eligibility.
Recent from Connecticut
Reviewer to be assigned · May 21
Reviewer to be assigned · May 21
Reviewer to be assigned · May 21
Caregiving rules differ meaningfully across state lines. If you’re weighing where to relocate your parent, these comparisons matter.
How we research Connecticut-specific guidance.
Every state page is built from three sources: the state’s own statutes and regulatory filings, federal CMS and SSA documents that apply, and direct input from at least one credentialed reviewer who practices in or is licensed in that state. We re-review every state page quarterly. Connecticut was last fully reviewed on May 21, 2026 by Reviewer to be assigned.